GreenSky Credit has emerged as one of the most formidable startups that the fintech industry has seen over the last 20 years. Founded in 2006 by veteran entrepreneur David Zalik, the company has followed a radically unique strategy of creating value through making already existing processes frictionless and more widely available to consumers. As Carl Icahn once noted, the most money is often made doing the simplest things. While the technology that drives the GreenSky Credit platform is hardly simple, the business model is what Adam Smith or David Ricardo might have come up with if you told them how financial technology could be used. GreenSky Credit is an avowedly conservative and traditional means of creating big value for clients.
A deal where everyone walks away happy
The brilliance of Zalik’s vision for GreenSky Credit lies in a simple maxim: The best deals are the ones where everyone walks away a winner. Zalik first concentrated on home remodeling projects where the homeowners didn’t have the cash on hand to finish their projects. Cash shortfalls have always occurred in the home renovation business with surprising frequency for the same reason that commercial real estate developers often rely on sophisticated and multifarious financing structures. The simple fact is that construction is expensive. And when homeowners underestimated the cost of their projects, which they often did frequently and to a severe degree, the deals often fell through before the first nail was driven.
Zalik saw that as not only a huge loss for the contractors but also as a serious loss for the homeowners themselves. That’s because the majority of home renovation projects that are carried out in high-end homes add far more to the value of the property than the cost of the project itself. Zalik saw that these often-prime borrowers, who usually have FICO scores in the 800-plus range, could benefit enormously from an instant point-of-sale loan to complete their projects, a form of bridge financing for retail customers. At the same time, the contractors got jobs that never would have materialized. And the banks extending the loans get prime borrowers on their books, improving their financial position.
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The entrepreneur is well known as one of the early investors in the multinational company known as Uber. For about 21 hours, he expressed his opinions about the country’s economy. He used his Twitter account to air his opinions about the issues. Some people were left uncertain about what he was talking about. For many years now, he has accumulated a lot of wealth through his venture capitalism activities. It was a surprise move to many people as Shervin Pishevar has never shared his thoughts with the members of the public.
He was recently accused of some unethical practices that led to his resignation. The general idea about his tweets was that the U.S. economy would experience a negative trend. Through his messages, he outlined his reasons for the predictions. He is the pioneer of Sherpa Capital and through his visionary leadership, the firm has grown to be one of the best in terms of performance in the industry.
Shervin Pishevar argued that despite the belief by most people that the Bitcoin technology will have a positive trend in the short run, it would experience a significant drop. However, he pointed out that the situation would later rise again to a better level. The Uber investor is vocal about many economic issues. His tweets consisted of 50 messages. Some of the main areas that he touched on include bonds, Bitcoins, SpaceX, and immigration. He described the future state of the economy as a “financial storm.” According to Shervin Pishevar, the stock markets would also experience a 6,000 points drop within a short time. After taking his dinner for some hours, he came back and started talking about the death of the Silicon Valley.
Before the tweets by Shervin Pishevar, he had not been seen in the public since December last year. Before resigning from his position at Sherpa Capital, he posted his resignation on his Twitter account. He revealed that the main reason for the move was to protect the corporate image of the company. He argued that his business opponents were only after ruining his career. Mr. Pishevar had initiated legal proceedings against a firm called Definers Public claiming that it was defaming him through various platforms.
Robert Ivy is a Columbus native who has accomplished milestone in the architecture industry. Being the CEO and at the same time the executive vice of the prestigious AIA (American Institute of Architects), Robert still prefers to keep a low profile. Ivy is a proficient writer, who served as former editor-in-chief of Architectural Record. He is the author of Fay Jones, Architect, which was put out in 2001. Find out more about Robert on Tulane School of Architecture.
Ivy was presented with the award at an event by MIAL on June 2nd. AIA President Carl Elefante commended him saying that, Robert Ivy is an earnest ambassador of their line of work and the award was a personal and professional victory for him. President Carl was completely delighted for him being esteemed.
Mississippi Institute of Arts and Letters President Nancy LaForge, applauded him for making architecture accessible to the public as compared to anyone else from Mississippi. She further included that; as a writer, author and critic on architecture across the globe, Robert Ivy had finally taken his place in the list of Noel Polk Award honorees.
Robert Ivy joins the list former recipients of the award who includes writers Eudora Welty (2001) and Shelby Foote (2004), actor Morgan Freeman (2007), artist Walter Anderson (1989) and singer Leontyne Price (2000). Ivy’s previous honors include the designation Master Architect by the national architecture fraternity Alpha Rho Chi and the Dean’s Medal from the University of Arkansas Jones School of Architecture in 2017.
Robert Ivy, has further stretched out the influence of the company (AIA) to its uppermost membership level in its 160-year history.
Tony Petrello, the current CEO of Nabors Industries was born in Newark, New Jersey. He was born into a humble family that could not manage to take him to good private schools or even offer him the best things in life while he was growing up. From a young age, he demonstrated uniqueness. He knew more than other students and would create mathematical equations that none of the other students would understand. He also had a great personality. He would articulate his opinions with eloquence and with openness. When Tony Petrello was in high school, he proved that he was talented in mathematics and even attracted the attention of the Yale University who offered him an opportunity to study in the institution. At the Yale University, he would be mentored by Professor Serge Lang, one of the professors in the institution and who was also a mathematics genius.
Tony Petrello was not interested in spending his life as a mathematician. He jumped ship and moved to the school of law. He attended Harvard University School of law where he graduated with a Juris Doctor. However, before Tony left Yale University, he met his wife Cynthia, with whom they have partnered in many philanthropic initiatives today. Cynthia was a TV actor and a dancer.
After graduating from the university with a law degree, Tony joined Baker & McKenzie, a law firm located in New York. Tony Petrello dealt with matters of business law, taxation, and finances. His performance as a lawyer was so good that he managed to become a managing partner in the firm due to the high number of clients that came to the law form because of him. One of the clients he worked with was Nabors industries.
Tony Petrello is clearly a man who has built his life from a very humble beginning. He has beaten the odds and made some unexpected decision s which saw him finally work with Nabors Industries. Nabors Industries was impressed by the work Tony Petrello was doing as a business lawyer, and they saw in him a great business executive who would help run the company, in 1991, they hired him as the Chief Operating Officer
One of the top entrepreneurs in the computer business, Robert Deignan is the Founder and Chief Executive Officer of ATS Digital Services. Before establishing his company, Robert Deignan worked tirelessly to sharpen his career and grow in the business field. He acquired the necessary expertise in the University and gained enough experience by working in a few companies such as the Fanlink Incorporation and iS3.
Robert Deignan attended Saint Thomas Aquinas High School.Upon completing his high school studies, Robert Deignan then joined Purdue University in 1992. He graduated with a Bachelor of Science degree in Organizational Leadership in 1995. Robert Deignan started his professional activities in 1998 when he co-founded Fanlink incorporation. Fanlink was a company that was formed as domestic for the Profit Corporation in Florida. After operating for two years, Fanlink was dissolved in 2001.
In 2002, Robert Deignan joined iS3Incorporation. Based in Boynton Beach, Florida iS3 Incorporation is a private company that deals in computer software. The company manufactures products for people and companies that give specialized assistance and assures web security. Robert Deignan worked diligently and rose to the position of Executive Vice President of the company. He worked there for nine years and later on resigned.
In 2011, Robert Deignan founded Digital Services Incorporation. Currently based in Boca Raton, Florida Digital Services Incorporation ensures that their clients receive the best products and customer service. They achieve this by offering a customer service number on their website. Clients who have problems with their computers can call the number and get help from a professional team of computer experts. The team can then access the computers remotely and fix the problem. The experts even go an extra mile to put in features in the client’s computer so as to prevent any other problem from occurring in future.
Under the leadership of Robert Deignan, the firm has been able to grow immensely and make huge steps in the business. For instance, the firm was the first call center to be certified by AppEsteem Corporation. AppEsteem Corporation is the institution that approves applications and any other services in that line. It is with no doubt that Robert Deignan is a one of a kind entrepreneur who stops at nothing than the best.
Louis Chenevert is one man who understands the usefulness of hard work and grit towards achieving greatness in any line of work. Since his birth in 1958 in Montréal Québec city, Louis a Canadian entrepreneur and a businessman had significant success in different positions that he has served before his great retirement. Contrary to what many may think, Louis Chenevert had an ordinary life during his childhood. He is one person who believes that with dedication and commitment, one can achieve their goals.
Louis went to the University of Montreal where he pursued a degree in production management. With the skills and expertise that he gained there, Chenevert new that he would help the company that he joins toproduce high-quality products, fast, in large quantity and also at low cost. Louis first step into his career is when he got a job at General Motors in St. Therese in his home city. According to Guy Hachey the man responsible for offering Chenevert a job, he is the man who was great working with. Due to his hard work, Hachey would always promote Louis Chenevert to the position he was whenever he got promoted to a higher rank.
Chenevert served at General Motors in Montreal for about fourteen years and felt that it was a great time that he made some changes. With the convincement that he got from Karl Krapek another employee at GM plant, Louis decided to join the aerospace industry. It is in the year 1993that he joined Pratt and Whitney Canada (PWC) a company that deals with manufacturing of aircraft engines the PWC is a part of the Pratt and Whitney (P&W) Company in the U.S which is also a unit of the United Technologies Corporation (UTC).
Due to his hard work, it only took him three years when he was appointed the president of P&W in 1999. The company at that time was not doing fine, but through the hard work, dedication and with Chenevert leadership, the company started to make profits. As a result of this, UTC the parent company came looking for Louis Chenevert and later in 2006 he joined UTC as its chairman. Later in 2008, he became the company’s CEO and also its president. He had many successes at UTC, but the most notable one was when he assisted the company to buy the Goodrich Corporation at a Whooping 18 billion dollars. This made UTC a more prominent company than it was already. He later retired in 2014.
Hussain Sajwani is the founder of a real estate empire based in Dubai. He is an Emirati billionaire born to a father who was also an established entrepreneur. His childhood prepared him for his future in entrepreneurship as he learned his work ethic from his family. His determination helped him obtain a government scholarship that sent him to the University of Washington in America and graduated with a bachelor’s degree in Industrial Engineering and Economics.
Sajwani used his passion to be his own boss and founded his real estate developing company called DAMAC. DAMAC quickly rose to success and Hussain was unstoppable, and then 2008 hit and with it came a catastrophic property cash. As 20008 was nearly the end of DAMAC, the public was particularly interested to hear from its owner in his recent 2008 interview. Businessmen around the world wanted to know how he turned his struggling company back into a profitable Arabian real estate company.
Sajwani still doesn’t like talking about the near demise of his luxury real estate company, but tells the Arabian Business journalists that those six months were perhaps the hardest of his life. However he opens up about how he was able to keep the business afloat by knowing what their best assets were. They did not consolidate or sell their assets, and instead continued staying in the marina. DAMAC also had escrow funds at the time which, thankfully, helped the company survive. Thanks to Hussain Sajwani’s management and leadership learned from early childhood, Sajwani managed to navigate the company through its hard times and return it to its previous level of superior success.
DAMAC withstood the crash of 2008 and came back on top. The real estate company is back to developing luxury properties across the country of Dubai. DAMAC proved they were back to their full operational standard in 2013 when they were listed on the London Stock Exchange. Today they hold the title of being the first Middle Eastern company to do so and their IPO now stands at $379 million, making Sajwani the 4th richest Arab man on earth.
Mike Baur is a hero and role model to many people in Switzerland. After a 20 year banking career that saw him start as a commercial apprentice and retire at 39 as a member of the board of a top Swiss bank, Baur has gone on to do great things. When he began investing in Swiss start-ups, Mike Baur realized the staff of many of those companies needed more and better training if their companies were to succeed. Rather than simply shift his investments to more established companies, Baur decided to create a comprehensive training program to help them. With two friends, Mike Baur co-founded Swiss Startup Factory.
The company has been a rousing success. It’s now Switzerland’s top independent new business development incubator. Mike Baur plays a number of important roles in the company. One of them is using his background in banking and finance to raise funds for the company and serve as managing director. Even with all the success Swiss Startup Company has enjoyed, Baur is still driven to do more for young entrepreneurs. He also lent his expertise to accelerators run by CTI Invest, Fintech Fusion, the Goldback Group and the University of St Gallen’s START Summiteer program.
Helping young entrepreneurs was very important to Mike Baur. As a youngster, his dream was to become a banker. To facilitate that, he earned MBAs from the University of Berne in Switzerland and the University of Rochester in New York. He then went on to put together an excellent 20 year banking career. With Swiss Startup Factory, Baur had created an intensive 3 month program. It provides the participating entrepreneurs with training in finance, business management and marketing, along with mentoring, coaching, office space in Zurich and access to an international network investors and entrepreneurs.
A husband and father of two, Mike Baur also has many other business interests. He is the founder and principal of the boutique investment firm Think Reloaded. Plus, Baur also works in coordination with BV4, a company which offers appraisal services to estimate the cash value of inventions, ideas and intellectual property. This service is crucial for entrepreneurs trying to get financing. Through Mike Baur young Swiss entrepreneurs receive training and access to exciting business opportunities that can help them to attain their ambitious goals of building thriving, successful companies.
Mike Baur has helped many young Swiss entrepreneurs to build a solid foundation.
Talk Fusion has in the recent years demonstrated that it has the capability of being a giant in the telecommunication industry. The company has been launching new products every year in a bid to provide its clients with the latest technology in communication. Unlike other similar companies, Talk Fusion has specialized in sophisticated technology which is designed to make communication easy and affordable. One of the latest technologies that the company is intending to launch is a new Dashboard which has been specifically created for Talk Fusion’s Video Suit. It is expected that the new Dashboard will make it easy for users to operate Talk Fusion’s existing products.
Bob Reina the founder and Chief Executive Officer of Talk Fusion said that the new Dashboard is a completely new look and is meant to improve the user experience. He said that the Dashboard will act as a Launchpad for several other products that the company is intending to launch this year. Talk Fusion is a company that mainly deals with video communication. However, Talk Fusion is not your ordinary communication company. This is because most of the products it releases to the market every year cannot be matched with those produced by its competitors.
Talk Fusion has been a leader when it comes to sophisticated technology such as WebRTC which makes it easy for users live stream without necessarily downloading a separated audio application. Bob Reina says that his company is focused on the future and is not willing to stay behind. That is why he is working day and night together with his team to explore ways of making their products better. His main objective is to offer his clients with WebRTC-powered devices which are of high quality. The new Dashboard is an example of what Talk Fusion has in store for its customers around the world.
The company last month came up with a new vision statement whose purpose is to steer the company towards the right direction in terms of video communication. The Vision highlights the company’s mission to change the way people communicate in the entire world by getting rid of the existing barriers to communication. This implies that most of Talk Fusion’s current products are going to be improved together with adding a new range of products to its stores. According to Bob Reina, Talk Fusion is going to change the future of communication by changing how people interact.
Talk Fusion is mainly a video communication company dedicated to providing its customers with the best and affordable services in the market. The company was founded in 2007 by Bob Reina who is also the Chief Executive Officer. Talk Fusion is present in over 100 countries in the world and continues to expand every day. Learn more: https://www.linkedin.com/company/talk-fusion-corporate